Receive a Tax Credit
The Mortgage Credit Certificate (MCC) Program, administered by the County of Orange, enables first-time home buyers to receive a federal income tax credit of up to 15% of the annual mortgage interest paid.
The MCC reduces federal income tax, increases take-home pay, and increases the qualifying loan amount for home buyers.
- Program assistance is available only to income-eligible persons and families who have not owned a home in the last three years.
- The property must be a single-family detached home, condominium, or townhouse located within the County of Orange.
- Participants must occupy the home.
The program is administered by National Homebuyers Fund, Inc. For more information, visit their website.